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1254 S Chicago Avenue Freeport, IL 61032 • Residential - Single Family • Active

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Description

Stop Renting. Start Owning! Unique homeownership opportunity designed for renters ready to make the move to owning. Updated 3-bedroom, 2 bathroom home featuring new vinyl plank flooring, updated bathrooms and updated kitchen. This property qualifies for a unique homeownership program designed to help renters transition to ownership with minimal upfront cash and a simplified approval process. Example terms: $158,000 purchase price with payments as low as $1,395/month. Security deposit may be applied toward the down payment, and the first month's rent becomes the first mortgage payment. Program designed for hardworking buyers, including self-employed, 1099 earners, small business owners, ITIN holders, and credit-rebuilding applicants. If you qualify to rent, you may qualify to own. Program availability and terms vary. All approvals subject to income verification and underwriting guidelines. Equal Housing Opportunity.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 1,152
School District: Freeport 145

General Information

Bedrooms: 3
Bathrooms: 2
Sqft: 1,152
County: Stephenson
Listed By:
Keller Williams Realty Signature
Rockford Board of Realtors

Room Information

Bedroom 1: 12 X 11 Level - Upper
Bedroom 2: 11 X 10 Level - Upper
Bedroom 3: 9 X 8 Level - Upper
Kitchen: 14 X 12 Level - Main
Living Room: 16 X 12 Level - Main
Dining Room: 10 X 9 Level - Main
$158,000
Est. $1,058/mo
3beds
2baths
1,152sqft
New to the Market Active
BEDS3 BATHS2 full SQUARE FEET1,152 MLS#202602101
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLFreeport 145
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Shown By

Melissa Zell
 (717) 574-0835

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1254 S Chicago Avenue, Freeport, IL 61032.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $158,000$158,000$158,000
Down Payment $31,600$5,530$39,500
Monthly Mortgage Amount $738$930$960
Taxes $220$220$220
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$69$0
Monthly Estimated Total $1,058$1,319$1,280

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/18/2026. The listing information on this page last changed on 04/18/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 04/18/2026 11:29:05 AM EST) or MRED MLS (last updated Sat 04/18/2026 11:22:03 AM EST) or SCWMLS (last updated Sat 04/18/2026 11:22:52 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Sat 04/18/2026 11:04:18 AM EST) or Cedar Rapids MLS (last updated Sat 04/18/2026 11:24:13 AM EST) or NEIRBR MLS (last updated Sat 04/18/2026 11:28:54 AM EST) or ICAAR MLS (last updated Sat 04/18/2026 11:27:49 AM EST) or ECIMLS (last updated Sat 04/18/2026 11:28:56 AM EST) or RMLSA (last updated Sat 04/18/2026 11:20:57 AM EST) or Muscatine MLS (last updated Sat 04/18/2026 11:16:23 AM EST) or No Coast MLS (last updated Sat 04/18/2026 11:24:24 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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