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304 South Street Urbana, IA 52345 Residential - Single Family Active

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Description

Step into timeless charm blended seamlessly with modern updates in this spacious and beautifully maintained Urbana home. From the moment you enter, you're welcomed by a generous foyer featuring a custom coat rack and an abundance of natural light that fills the large living room through stunning windows. The main level offers a dedicated dining room and a freshly updated kitchen, complete with some newer appliances, reverse osmosis water filtration, and in-floor heat for added comfort. A newly remodeled half bath adds convenience and style. Upstairs, you'll find four generously sized bedrooms, each with walk-in closets, along with a versatile bonus room surrounded by windows perfect as a reading nook, home office, playroom, or yoga space. The lower level provides exceptional storage space along with an additional full bathroom. Recent updates include fresh paint, new flooring, modern light fixtures, a new garage roof, and newer mechanicals including furnace, A/C, and water heater. This one-of-a-kind Urbana property offers space, character, and thoughtful upgrades throughout ready for you to call home.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,288
Fenced Yard
Garage Size: 2
Built in 1915
School District: CenterPt/Urbana
Brick Exterior

General Information

Bedrooms: 4
Bathrooms: 3
Sqft: 2,288
County: Benton
High School: CenterPt/Urbana
Listed By:
IOWA REALTY 319-393-4900 Olivia Williams-Olivia's Real Estate Team
Cedar Rapids MLS
$222,000
Est. $1,474/mo
4beds
3baths
2,288sqft
2cars
New to the Market Active
BEDS4 BATHS2 full 1 partial SQUARE FEET2,288 MLS#2602198
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLCenterPt/Urbana

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Shown By

Agent Name: Melissa Zell
Agent Phone: (717) 574-0835
Agency Title: Ruhl&Ruhl Realtors
Agent Email:

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304 South Street , Urbana, IA 52345.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $222,000$222,000$222,000
Down Payment $44,400$7,770$55,500
Monthly Mortgage Amount $1,065$1,307$1,360
Taxes $309$309$309
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$98$0
Monthly Estimated Total $1,474$1,814$1,769

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/05/2026. The listing information on this page last changed on 04/05/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sun 04/05/2026 12:03:01 PM EST) or MRED MLS (last updated Sun 04/05/2026 2:03:58 AM EST) or SCWMLS (last updated Sun 04/05/2026 11:55:10 AM EST) or Rockford Board of Realtors (NWIAR) (last updated Sun 04/05/2026 11:03:04 AM EST) or Cedar Rapids MLS (last updated Sun 04/05/2026 11:59:27 AM EST) or NEIRBR MLS (last updated Sun 04/05/2026 11:58:43 AM EST) or ICAAR MLS (last updated Sun 04/05/2026 11:57:56 AM EST) or ECIMLS (last updated Sun 04/05/2026 12:00:19 PM EST) or RMLSA (last updated Sun 04/05/2026 12:00:58 PM EST) or Muscatine MLS (last updated Sun 04/05/2026 12:00:29 PM EST) or No Coast MLS (last updated Sun 04/05/2026 11:54:51 AM EST). Real estate listings held by brokerage firms other than Ruhl&Ruhl Realtors may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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